Coverage for every stage. A career for the bold.
From your first term policy to your first six figure year as a licensed agent, every product and program at Achievers Wealth Academy is built around one outcome: a future that takes care of itself.
Life Insurance
Term, ROP, Whole Life, IUL, GUL, and Final Expense plans built around your family's actual needs.
Retirement & Annuity
Roll over your 401K/403B, IRA, ROTH IRA, SEP IRA, or TSP into protected vehicles and grow income for life.
Become an Agent
Get licensed, get trained, and build a six figure career in financial services.
Coverage that protects today and pays you back tomorrow.
Six life insurance products that flex with your stage of life. Independent, broker shopped, and explained in plain English before you sign anything.
Affordable protection for the years that matter most.
Term Life is the simplest form of coverage: you pay a fixed premium for a set number of years, and your family receives a tax free benefit if anything happens to you during that term. Ideal for parents protecting young families, couples covering a mortgage, or business owners protecting income.
- 10, 20, 30, and 35 year terms available
- Death benefits that protect income and replace lost earnings
- Convertible to permanent coverage in many cases
Live longer than your term? You get every premium back.
Return of Premium Term gives you the affordability of term life with a powerful guarantee: if you outlive the policy, every dollar of premium you paid is returned to you. Coverage you would have paid for anyway, with a built in savings vehicle for the years you don't need to file a claim.
- Premium refunded in full at the end of the term
- Same death benefit protection as standard Term Life
- A smart fit for clients who want safety with no waste
The Rockefeller method: insurance that builds generational wealth.
Whole Life is permanent life insurance with guaranteed cash value growth that you can borrow against tax advantaged. Used for over 100 years by the Rockefellers and the wealthy to fund themselves, cover emergencies, and pass tax free wealth to the next generation.
- Guaranteed cash value growth, year after year
- Borrow tax advantaged against your policy any time
- Lifetime coverage with a death benefit that never expires
- Tax free death benefit to your beneficiaries
Permanent coverage that grows with the market, protected from the losses.
Indexed Universal Life is permanent life insurance with a cash value tied to a market index, with a floor that protects you from losses. Take tax advantaged loans against it for college, a home, or retirement.
- Lifetime coverage with a death benefit that never expires
- Cash value that grows with market upside, protected from downside
- Tax advantaged access for retirement, college, or business capital
Lifetime coverage at term life prices.
Guaranteed Universal Life gives you permanent coverage guaranteed to age 95, 100, or 121, at premiums often a fraction of Whole Life. No cash value focus, just a locked in death benefit that never expires as long as you pay the premium.
- Guaranteed coverage to age 95 or beyond
- Significantly lower premium than Whole Life
- Lifetime tax free death benefit to your beneficiaries
- Best fit for clients who want permanent coverage without paying for cash value buildup
Peace of mind for your family in the hardest moment.
Final Expense Life Insurance is a smaller policy designed for one job only: cover funeral, burial, and end of life expenses, so your family is never burdened with finding $10,000 to $15,000 during the hardest week of their life. No medical exam required for most clients.
- Coverage from $5,000 to $50,000
- No medical exam required for most clients
- Permanent coverage that never expires and never goes up in cost
Protect what you have already earned.
Great for clients leaving a job, protecting their old 401K/403B from market losses, or simply tired of watching the market roller coaster their savings.
Move your old retirement account into a safer home.
If you have left a job, are leaving one, or just want to stop watching your retirement balance swing with the market, we help you roll your existing account into a protected vehicle, usually a Fixed Indexed Annuity, with no tax penalty.
- 401K / 403B Rollover
- IRA / ROTH IRA / SEP IRA
- TSP
- Tax free transfer, no penalty when rolled correctly
Principal protection. Upside growth potential. Zero loss.
A Fixed Indexed Annuity is a long term retirement product issued by an insurance company. Your principal is protected from market loss, your earnings track an index, and your future income can be guaranteed for life. Most of our clients move here from a 401K or IRA after watching the market drop one too many times.
- Principal protection: a 0% market year is still a 0% return, never a loss
- Tax deferred growth, just like your old retirement account
- Optional lifetime income riders that pay you no matter how long you live
Become a Licensed Life Insurance Agent.
Break free from the 9 to 5 and join a brokerage building 15,000 licensed agents and 1,000 six figure earners. Full training, mentorship, and a 50 state platform.
Off State Course Material
Major discount on the state pre licensing course. We invest in you if you're ready to invest in yourself.
Weekly Live Training
Two live training sessions every week covering products, sales, and mindset.
Field Training
One on one in field training so you ride along with seasoned agents on real client appointments.
Coaching & Mentorship
Direct access to coaching calls and mentorship from CherryJane and the senior team.
States + Puerto Rico
Once licensed, you can run your business in all 50 states plus Puerto Rico, no relocation required.
One call answers every question.
We will look at your family's financial needs, your budget, and your goals, then give you a clear recommendation. No pressure, no jargon, no waste of your time.